He aha nā'oihana microfinance?

'O nā pū'ulu Microfinance a me nā microfinance he kī ia e ho'omaka ai i nā mea kālepa. 'O nā'oihana e komo nei i ka mākele e loa'a ākea i nā kumu kālā. E no'ono'o nui kākou i nā'ano microfinance.

Nā 'ano ma'amau

I? Aneia iainiiaaiea, he microfinance maopopo i ka ho'ākāka 'ia ke koi pohō a pili aloha ma waena o nā papa hana i hoʻolako kūpono lawelawe, a me ka mea uuku pāʻoihana loko o ka pilikino hui' a me ka koke. 'O kēia hana e pili ana i ka hō'ili'ili'ana i nā kālā, hā'awi iā lākou i kahi ho'olālā koho. E mālama'ia ka loa'a'ana o ke kālā kūpono e like me nā kumumana'o o ka uku, ka uku, ka pōkole, ka hilina'i. Pono e ho'olimalima'ia nā kālā ma luna o ka ho'omohala'ana i ka mea'oihana.

Nā Pūnaewele Microfinance: Feedbacks

He nui nā po'e komohana e huli i nā po'e. I kēia mau lā, ho'omaka ka ho'omaka'ana i ka'ōpala. No laila, he mea pono e 'imi hou i mau kumu kālā. E like me ka hō'ike'ana o nā po'e kālepa, ua ho'okumu nā microfinance pūnaewele i kahi pūnaewele ho'okele pono. 'O ka kālā i loa'a e ho'onui i ka ho'oulu'ana i ka hana a me ka hā'awi'ana o nā lawelawe a me nā huahana. He mea nui no ho'i ka ho'omaka'ana o nā mea kālepa e loa'a ka manawa kūpono e loa'a'ole ai ka'ike'oihana kūpono o ka lawe'ana i ke kālā, akā, e ho'omaka ai ho'i e ho'onui i ke kālā.

Nń Pahuhopu

Hā'awi nā pūnaewele Microfinance i nā hana loiloi ma'alahi. 'O kēia mau hi'ohi'ona e'ae iā'oe e ma'alahi i nā pilikia a ho'omaka i kahi'oihana mai ka'ō'ō'ana, me ka loa'a'ole o kāu kālā a me ka mo'olelo mo'olālā. Eia hou, ua ho'okomo nā po'e i nā hana i lalo:

1. Ho'onui i ka heluna o nā mea hana kālepa ma ka'āina.
2. Ka ho'onui'ia o ka wehe'ana o ka'auhau.
3. Ka hana'ana i ka mo'olelo mo'omana'o no ka ho'okele kālā hope ma nā lālā lawelawe.

Nā pōmaika'i

Ho'ohui nā pū'ulu Microfinance i nā lawelawe i nā mea kālepa me ka hana o nā'ale kālepa. No laila, he ikaika nui ka pūnaewele kālā o ka moku'āina. 'O ka manawa pinepine,'o nā kūlana i hā'awi'ia aku e nā'alemo'ole ma waho o ke ka'ina o nā hui waiwai. 'O kahi o nā pilikia ko'iko'i ka pono e loa'a i kahi hō'ai'ē. Ho'okumu nā'oihana Microfinance i nā hana li'ili'i me kahi kūlana ha'aha'a li'ili'i a me kekahi pōmaika'i. 'A'ole pono nā lawelawe e like me nā kālepa'oihana kālepa.

Nā Kaupapa

Hā'awi nā lawelawe Microfinance:

1. Nā'oihana kūikawā e pili ana i ka hā'awi kālā. Hā'awi'ia lākou ma ka'ao'ao kālā mai nā punawai waho.
2. 'O nā uniona hō'ailona. He mau hui lākou me nā lālā like. Ua ho'okumu'ia lākou e hā'awi i nā lawelawe kālā i ko lākou po'e komo. 'O nā kumu kālā e hā'awi pono'ia nā lālā. 'O ka'oihana o kēlā me kēia'ano,'a'ole i loa'a i nā palapala i waho.
3. Aie mahiʻai Free. He hui pū'o ia no nā lālā hui. Ke hana nei lākou me nā'oihana mahi'ai a me nā'oihana hana'oihana mahi'ai.
4. Kāko'o kālā no ke kāko'o'ana i nā'oihana li'ili'i. Hiki iā lākou ke hana aupuni a moku'āina paha. Hā'awi nā'ano like'ole i nā lawelawe me ka loa'a'ole o kahi laikini kū'ai.

Ka mō'aukala

Ua ulu ka'oihana microfinance i ka ulu'ana o microcredit. Ua ho'okumu'o Professor Muhammad Yunus i ka makahiki 1976 i ke Kumukānāwai Grameen. Ua kūkala kēia kula i ka hā'awi'ana i nā ha'awina i nā po'e nele i Bangladesh. Mana'o'ia'o kēia makahiki a ua ho'okumu'ia ka microfinance. Ma hope o kekahi manawa, ua'ike'ia nā lawelawe'ē a'e no ka po'e ha'aha'a. Eia kekahi la'ana, ho'omaka'ia e ho'okumu i ka microinsurance, nā mīkini a pēlā aku. Wahi a nā'ikepili i hā'awi'ia e ka Waihona Waiwai, i ka makahiki 2005, ua'oi aku ma mua o 7,000 mau'ano'oihana e lawelawe nei ma ka honua. 'O ka nui o ka po'e kū'ai, he 16 miliona kānaka i nā'āina like'ole.

Ke hana ma Rusia

I ka Russian Federation, ke hō'ike'ia nei nā hui microfinance e nā'ano'oihana a me nā kānāwai. 'Oiai'o nā'oihana papahana microcredit ka mea hana like. Eia na'e, pono e ho'omaopopo'ia,'o ka ulu'ana o kahi'oihana microfinance i Rusia'a'ole i'oi aku ka ikaika ma nā'āina'ē a'e. He nui nā kamali'i kūikawā ma ka'āina e hiki ke ho'okō i ka hapa nui o nā hana ho'onui li'ili'i. No ke kūkulu'ana a me ka ulu'ana o ka pūnaewele hope, pono ka kāko'o'ana o ke aupuni a me kahi ho'olālā kūpono kūpono. 'O kekahi o nā ala mua i ka hopena o kēia mau pilikia,'o ia ke kānāwai "Ma luna o nā Microfinance Organizations". Ua'āpono'ia e ka Moku'āina Duma i ka makahiki 2010. 'O ka FZ No. 151 e ho'oponopono i ka hana a ia mau'oihana, e ho'oholo i ka nui, nā kūlana a me nā ka'ina hana no ka hā'awi'ana i nā loina li'ili'i i ka heluna kanaka.