Ka loa o ke kinowai waiwai - dala

Wai'āina mea he mau kumu waiwai o ka hana, i koke me ka palena haʻahaʻa na lilo e pili ana i ke kālā. Ka loa loa kinowai waiwai ike likeʻole dala i hoakaka ia ma ke dala maoli ma ka lima, kae kaupaona a me ka hoʻokomo kālā me ka pokole-makahiki au. Other kinowai waiwai hoʻohui pūʻikena waiwai i loko o ka palapala o ka pōkole-manawa waihona kālā (examples i securities no i ka mea, i ka manawa kūpono i kekahi manawa, e kuai lilo aku ia lakou, no ka mea, o ka mea quotation kiʻekiʻe ma luna o ke kumukūʻai mail). Akā, pōkole-makahiki receivables o ka loa o ke kinowai waiwai,ʻaʻole hiki ke kapa, akā, i ka noho nanea ana o kona manaʻo, ua nui oi aku ia o ka laau a me nāʻikena waiwai.

I ka mea, e like me ke kinowai ai waiwai like receivables, hiki e ana kūpono mai ke kuanaʻike o ka mämä holo o kona ke ola 'ole ke kūʻai. An nui wahi i loko o keia manao o ke alo aku o ka noa makeke, kahi ia indebtedness e pili. Emi wai'āina - loaʻa nui o ka pua paha i loko o ka palapala o ka maka mea, a me ka waiwai e lilo aku ana o? Iecaianoaaiiie i ka holo.

Wahi lulu koena kuina Ua hana like penei: 'ole-negotiable initially hiki a wale laila -ʻikena waiwai. Ke'ōlelo mai, no ka mea, o ka loa o ke kinowai waiwai nā pōkole-makahiki waiwai kūʻai o ke kālā kumu waiwai a me nā kālā.

No ka mea loiloi 'ana o kekahi mau waiwai i hoʻohana loa coefficients, hoʻokēʻai a me ka ʻikena lākiō. Most a pau mawaena o lakou, i manaoia e e ka lua a me ke kolu coefficients o ko lākou maʻamau Hawaiʻi e e mai ai i mau a me kekahi me kekahi.

E hooholo i pili i ka wai a waiwai, ka mea i pono, e noonoo i ka waiwai, a me ka mea hoʻi i ka hana i ka manawa e uku i ko lakou arrears i loko o ka 'ano pōkole wā o ka manawa. Ma nā hua'ōlelo, pehea oluolu ia mea, e hoʻokō i ka poe, ia mea he anakahi o kona kumupaʻa i loko o ke kālā kumumanao.

A hiki ke kālailai i nā kālā hana o ka hanaʻahahui i e ka auhau o kona creditworthiness. E hana i kēia, i ke koena o marketable mākou e huli, i ka hopena o ka mea e ike ai i ko laila mea i ka manawa kūpono o ka hana i loko o kona olelo e lilo a me ka uku aku i kekahi o kona mau kuleana ma loko o ka 'eleu kūpono. Ma nā hua'ōlelo,ʻoihana kālā iienuaaaony i ka hiki ana o ke kumuhana, e uku pokole-makahiki kuleana, ma muli o ia i ka manaʻo o kona ʻikena waiwai.

E maopopo i ka nui o ka creditworthiness o ka poe mea pono e hooholo i ka hiki i ka piha a me ka 'eleu kūpono e uku no ka mea a pau i kona mau kuleana. Nā Papahana O ke kālailai i ke koena o ka mama manaʻo pūʻia hoʻohālikelikeʻia hoʻi e hōʻike 'ia i loko o ka'āina, Hoʻohui' e like me kā lākou kiʻekiʻe o kaʻoihana kālā, nā paʻa ma paa ma ka OE, Hoʻohui 'e like me kā lākou waiwai nui. Ka Ikepili hiki ke hoʻohana i ka AYEIE coefficients, i ka i ka ho omaulia ana i ua hōʻike ma kekahi poʻomanaʻo puke. Ka Ikepili i ka hoʻomaka a me ka hope o ka manawa, a me ka hopena i loaa mai i hoʻohālike me lākou maʻamau mokuna o lākou. A eia ka mea hope hoʻoholo i ka hopena.