He aha ka ha'awina maika'i loa o Promsvyazbank i kona mau mea kū'ai?

'O ka pūnaehana kālā, i kapa'ia'o Promsvyazbank, aia ma kahi o 10 ma waena o 600 mau moku o ka Russian Federation. He kūpono a he mana ko'iko'i kekahi. He nui ka po'e i hele mai i laila e hana i ka ha'awina. "Promsvyazbank" kahi hui e hiki ke hā'awi'ia i kāna kālā pono'ī. Eia hou, ua hā'awi'ia nā mea kū'ai ma'ane'i i nā kūlana maika'i.

"He pā'ene pa'umoku"

'O kēia ka inoa o ka'auwina mua, a makemake wau e nānā me ka nānā. 'O kēia ka makana nui loa. Ho'olako Promsvyazbank i kēia mau mea nei: ka palena'oi aku i ka 8.5% o ka makahiki, nā uku no nā mea kū'ai kumukū'ai me nā manawa kūpono no ka ho'opau'ana i ka hopena.

Ho'ohālikelike'ia ka 8.25% ma ke'ano he kūlana. Inā ho'okomo kahi kanaka i 1,000 000 no ka makahiki, a laila ma hope o ka pau'ana o ke kau makahiki e loa'a iā ia ka uku ma ka huina kālā he 82,500. Ma ke ala, 365 mau lā ke ki'eki'e. Ho nō i ka manawa, e wehe i ka waiho ma 3 a me 6 mahina. Eia na'e, pono'oe e'ike'a'ole hiki ke ho'onui i kēia kālā, a'a'ohe kālā ho'oholo no ka hana. Akā, aia kahi hana hou kūikawā (akā i nā manawa he 3).

'A'ole kēia wale nō nā mea āu e'ike ai e pili ana i kēia ha'awina. "Promsvyazbank" ke noi aku nei i nā po'e i makaukau e hana i nā kālā nui. Mai nā 1,500,000 rubles, e'oi aku ka pololei. Pono e lawelawe'ia e like me ka papahana "'O kou Premium PSB" a i'ole Orange Premium Club. A laila no lākou e ho'onui'ia he 0.25% i ka uku makahiki.

«Aloha!»

Pono e'ōlelo'ia kekahi mau'ōlelo e pili ana i kēia ha'awina. "Promsvyazbank" ke hā'awi nei i nā'ōlelo kūpono no kēia kumukū'ai. 'O ka mea nui loa, he 9.5% no ka makahiki. Eia hou, ua hā'awi'ia ka hana o ka ho'opiha hou'ana. 'A'ole i kaupalena'ia ka nui o ka uku hou. 'O'oe wale nō ka maximum, hiki i ke kālā, he 20,000 000 rubles. Ka palena iki -'umi wale nō wale nō tausani.

'O ka palena kau palena o ka waihona he 250 mau lā. Hiki iā ia ke ho'opuka'ia no 50 a 100 mau lā. 'O kēia, ma ke ala, ka koho'oi loa loa. No nā kānaka e wehe ana i nā waihona no 50 a 100 mau lā,'o ka ho'onui he 9.5% no ka makahiki. Inā he 250 mau lā, emi iho ka 7.5%.

Eia kekahi la'ana: inā'oe e ho'olimalima i 1,000 000 rubles no 100 mau lā, a laila ma hope o kēia wā e loa'a i kekahi kanaka ka uku o 24 540 p.

"Maximum of opportunities"

'O ia'ano ho'olālā nō ho'i i hā'awi'ia e Promsvyazbank. Ho'oka'awale nā waihona i kekahi mau hi'ohi'ona o kekahi i kekahi, a'o "Maximum of opportunities"'a'ole ia he'oko'a. I kēia hihia,'o ka hi'ohi'ona ka hiki i ka ho'olimalima'ana i nā'oihana i hiki'ole ke loa'a ma ka hihia o ka co me nā loina i luna. Hiki ke ho'onui i ka waihona, akā 30 mau lā ma mua o ka hopena o ke kau, ua "pani" kēia hana.

Ua'oko'a nā kumukū'ai. Ho'olālā'ia ka palena palena no nā ho'olako'ana mai 150 a 300,000 rubles. Inā wehe'oe i kahi waihona me kēia kālā, e 7.5% ka makahiki i ka makahiki. Ma ke ala,'elua mau hua'ōlelo - 367 a me 731 lā. 'O nā pā pālua like lāua a'o kekahi.

'O ka hopena maika'i loa ka ho'opuka'ana i nā kālā he nui a'oi aku i 1,000,000 rubles. Alaila, e like ana ka huina me 8% (i ke kumu me na hua elua).

Nā kūlana'ē a'e

'A'ole kēia o nā noi a "Promsvyazbank". 'O nā waihona o nā mea i helu'ia ma luna nei,'o ia ka mea i kaulana loa. Loa'a he mau mea'ē a'e.

"'O ko'u pōmaika'i," i'ole. Hiki iā'oe ke wehe i kēia waihona i nā kālā Lūkini, a ma ka Euro a me nā kālā. He'oi aku ka maika'i o ka hana'ana i nā'āpana. 'O ka wehe'ana i ka waihona no 367 mau lā i'oi aku ma mua o ka 1,500,000 rubles, hiki ke loa'a ka uku kūpono loa - 8% no ka makahiki. He maika'i kūpono. C he ho'okahi a me ka hapalua miliona ma ka hopena o ka manawa e loa'a ai i kahi kanaka he mau kālā he nui a'oi aku ma mua o 120,000 ma ke kālā loa'a.

Eia ke kumukū'ai "'O ko'u peniho" me ka palena'oi aku o ka 8.41%, "'O ka'u pahu peni kālā" (7.6%), "'O ko'u mau manawa" (7.84%), "Mīkini hō'ike" (7.85%) a me " Nā rula kuhikuhi "(6.5%). Ke kaulana nei kēia mau waihona i waena o nā po'e o kekahi mau'ano, akā,'o kēia mau uku pākēna i hō'ike'ia ma luna nei, ua'oi loa aku ka noi.

A me ka papa, e like me ia ma kekahi'ē aʻe paa kapa, aia no he hana o ka weheʻana hoʻokomo kālā no ka pāʻoihana kanaka. Hā'awi lākou i ka manawa kūpono e ho'okomo i kā lākou kālā kālā'ole i mea e loa'a ai ka waiwai maika'i. Akā he kumu hou kēia.

Eia nō na'e, no kēlā me kēia kanaka e ho'oholo i kahi'āpana e wehe ai. 'O ka mea nui loa - e heluhelu pono i nā rula i kau'ia ma ka'aelike.