Kāleka Sberbank: nā'ano a me ke kumu kū'ai o nā lawelawe (photo)

Bank pepa i hoʻolauna i ke kuai kŘpa nei - ma ka hapalua like-20th kenekulia. 'Oiai na'e, ua lilo lākou i waiwai kaulana loa no ka hō'olu'olu a lākou e hā'awi ai i ka mea ho'ohana. I ka manawa ho'okahi,'o ke kāleka he ala ia e uku ai a me kahi mea hana e mālama ai i ka palekana o kāu kālā. Inā paha i'aihue'ia ai'ole ka nalo'ana o ke ki'opa, hiki'ole iā'oe ke hopohopo no kāu kālā ma ka mo'okāki -'o ka laka wale i ka pahu.

He pahu kāleka kēlā me kēlā me kēia'aule'a i hiki iā ia ke hā'awi aku i kona mau mea kū'ai. 'O kahi ma'amau i waena o ka po'e ho'ohana i nā lawelawe o kahi'oihana e like me Sberbank. I ke kāleka nui o ka Russian Federation ke koho nui'ia o nā mea hana. No laila, ma kēia'atikala e nānā mākou i nā kāleka o Sberbank, nā'ano a me nā kumu kū'ai. Ma kahi like, e ho'ā'o mākou e wehewehe i ke kumu e maika'i ai ke ho'ohana'ana i kēia a i'ole kēlā kāleka.

Kāleka Kāleka

E ho'omaka kākou me kēlā'ano uku o ka uku e like me nā kāleka ma'amau. He māhele maika'i loa kēia no ka ho'opuka'ana i nā hō'ai'ē wā pōkole no ka kū'ai'ana i nā waiwai a me nā lawelawe. He mea ma'alahi ka ho'olālā o kā lākou hana: hiki i ke kanaka ke loa'a iā ia me kahi hō'ai'ē'ai'ē (e like paha me nā kāleka kāleka Sberbank, nā'ano a me ke kumu kū'ai o nā lawelawe e kūkākūkā nei ma kēia'atikala, hiki i ka palena o 120,000 rubles a keu aku). I ka manawa e makemake ana ka mea noi e hana i ke kū'ai, e uku wale ana'o ia no ke kāleka, no laila i loa'a ai iā ia nā ha'awina hou ma ke'ano o kekahi hapa.

Ma ka kāleka, e like me nā'ōlelo o ka Bank Savings, pono ka mea ho'ohana e uku i kahi helu (e like me ka 25 pakeneka o ka makahiki). Inā loa'a'ole ka uku i loko o ka manawa i hā'awi'ia no kēlā manawa, e uku'ia nā uku. Pono e'ike'ia he mea'ē a'e i ka uku no ka ho'ohana'ana i nā kālā hō'ai'ē, pono ka mea ho'ohana e uku mau i ka uku no ka lawelawe'ana i ka palapala.

Nā'ano o nā kāleka kūikawā nui o Sberbank

'O nā kāleka o Sberbank, nā'ano a me nā kumukū'ai o ka lawelawe'ana e'oko'a ke'ano i ka'ano, i mana'o'ia no ka hā'awi'ana i kekahi mau pū'ulu o ka po'e kū'ai. Eia kekahi la'ana, ua ho'onohonoho'ia nā ki'i 'ōpiopio' i nā'ōpiopio i nā po'e noi'i. Keia papala noi huakaʻi a kaleka hōʻai'ē (kou koho) i ka lilo o ka hana ana o 750 rubles. No ka loa'a iā lākou pono'oe e hō'oia i ka uku. 'O ka nui o ka palena ho'olālā'elua 200,000 rubles,'o ka uku ho'olimalima he 33.9%.

No ka po'e e makemake e hā'awi i ka hō'ai'ē me ka ho'oka'ulua'ole, aia kekahi mau kāleka'oko'a. 'O ka palena hō'ai'ē no lākou he lalo - he 120,000 wale nō nā hapalua, a he 25.9% ka uku ho'olimalima. No ka lawe'ana mai ka mea noi mai e pono i kahi passport wale nō, pono'ole ka lawelawe.

Kāleka Kāleka Kāleka

'O ka'oia'i'o, ma ka huahana o ka panakū he mau palapala'āina like ho'i. 'O kēia nā kāleka kāleka,'a'ole i ho'olako i nā pilikia hou no ka mea kū'ai - he mea ma'alahi loa nā mea a pau. 'O ka palena kālā he 600,000 mau ku'upu'u. Pono ia ka mea noi e hō'oia'i'o i ka uku,'o ke kumukū'ai o ka lawelawe mai ke 0 a 750 rubles i kēlā me kēia makahiki (e kūpono ana i ke kūle'a ma'amau o ka bank inā'a'ole'oe). Kāleka Classic o ke Bank Savings, nā'ano a me ke kumu kū'ai, nā ki'i a mākou i ho'olako ai, he mau'ano'elua - Classic Visa a me ka StandardCard Standard. Hā'awi lākou kēlā mea kēia mea, e like me ia i hō'ike'ia ma ka pūnaewele o ka'ake, i kahi'oihana maika'i loa. Aia nā mea a pau e makemake ai ka mea kū'ai, a'a'ohe mea nui. 'Ae,'a'ole pono e hō'alo.

Kāleka Kāleka o nā hoa

Aia nō na'e he mau kāleka o ka Bank Savings, nā'ano a me ke kumu kū'ai ('o nā pane i ho'opa'a'ia) e like'ole me kahi ho'onohonoho papa. 'O kēia nā kāleka o nā hoa. I kēia manawa,'elua wale nō o lākou - eia ke kālepa "Give Life" a me ka kāleka "Aeroflot". 'O ka hui mua e pili ana i ka ho'oili'ana o nā kālā i loa'a mai i nā mea kū'ai no nā lawelawe i nā'ike o nā keiki ma'i. Ka lua o ka apono 'oe, e ole wale lawe i ka aie dala a me ka uku ia no ka mea kūʻai, akā, i loaʻa bonus mile no ka hele ana a puni ke ao nei i loko o ka wā e hiki mai.

Kāleka kāleka

Aia kekahi mau kāleka'ē a'e o ka Bank Savings,'o ke'ano a me ke kumu kū'ai o ka lawelawe'ana, he like'ole ia mai nā mea aie. He hopena kēia,'o ka waiwai o ia mea'a'ole ia e loa'a kālā kālā mai ke kāleka, akā i ka waiho'ana i kā lākou kālā i loko o ka'ike.

Loa'a nā pōmaika'i o ia mau kāleka. 'O ka mua, he ala kūpono e uku ai. No laila, hiki iā'oe, no ka la'ana, ho'ololi i ke kālā i nā kānaka e uku ai no nā lawelawe a me nā waiwai, a pēlā nō ho'i e lawe i ke kālā ma ke'ano like. 'O ka lua, ke kāleka e'ae iā'oe e mālama i ke kālā. E hā'awi mākou i kahi'ano ho'ohālike: inā ua nalo kāu pēke, pono'ole ke mana'o e hiki iā'oe ke ho'iho'i i ke kālā i waiho'ia ma laila. A laila, inā nele'oe i ke kāleka, pono'oe e laka a loa'a kahi hou. Apana, kaʻaoʻaoʻai e ka pepa a me ka puʻu e kū pono buke ae e hoonui i ke kālā. Ho'olilo nā pūnaewele kālā i kekahi'āpana no ka mālama'ana i kāu kālā mai iā lākou. He'oko'a ia ma muli o ke'ano o ka kāleka.

No ka uku

'Ae, eia nā'ano nui o nā kāleka kāleka kāleka i loa'a ma Sberbank. 'O ka māhele mua no ka uku'ana, e like me ka Visa / MasterCard Virtual, nā Visa Classic prepaid, a me nā kāleka Momona. 'O ka mea mua he mea maika'i no ka uku'ana no ka kū'ai'ana ma ka pūnaewele - pono'ole ka mea kū'ai e loa'a iā ia ma kēia'ano, hiki iā ia ke hana wale ma ka'ikepili kime; 'O ka helu o ia kāleka e kū'ai aku i 60 mau'ūlū i ka makahiki. 'O ke kāleka kāleka mua i hā'awi'ia i mua o ka hā'awi'ana i kahi kanaka ma mua o kahi kālā. Hiki iā ia ke uku aku no kekahi waiwai i ka wā e hiki mai ana. No ka pepa Moment, he mea ko'iko'i no kona wikiwiki,'o ia ho'i, kahi hana i ho'ololi'ia.

Nā'ano'ē a'e

He kāleka'ōpio kekahi, 10 pakeneka o ia mau mea e hele ana i ke'ano o ka pilale i kahi mo'okāki kūikawā, a me kahi kāleka kālepa no nā penihana. Aia kekahi mau hi'ohi'ona i ka hopena. 'O nā kāleka o Sberbank (nā'ano a me nā kumuhana no nā uku no ka pension pension) e hā'awi ana i kēia mau kumuhana. 'A'ole uku ka lawelawe. Ma ka kāleka e hiki ke ho'oku'u i ka peni'ana i ka penikala. Eia kekahi,'o ka uku kāleka i 3.5% no ka makahiki no ke kālā i loa'a ma ka helu.

E ho'omana'o i nā palapala kāleka o Sberbank (nā'ano kāleka i ho'opuka'ia, nā hua'ōlelo o ka loa'a) ua'ike'ia ma kahi pūnaewele official, no laila e loa'a iā'oe ka'ike'oi aku i kēia lā.

Makemake au e nānā i nā kā'ei ma'amau. 'O kēia ka Visa Classic a me ka StandardCard Standard (e like me ke'ano me nā kāleka kāleka). He ki'eki'e loa kā lākou uku - 750 rubles i ka makahiki. I kekahi makemake hiki e Via papala noi huakaʻi huina'ine (ē aʻe i loaʻa i ka mea kakau o ka makauliʻi Bank o ke kāleka). 'O nā'ano a me nā koina o ka lawelawe kelepona Visa: eia wale nō ho'okahi kāleka ('a'ohe mea e koho ai); 'O ka mālama'ana he mea ma'alahi'ole - 300 mau'āpana. No kēia mau kālā, loa'a i ka mea ho'ohana i kahi ho'onohonoho pono'ole o nā lawelawe'auke.

I ka hope,'ike mākou a me nā kāleka leka no nā po'e ho'ohana. 'O kēia ka Gold a me ka Platinum mai ka Visa a me ka Kāleka. Ho'ohālike'ia kā lākou mālama'ana mai 3 a 15 mau makahiki rubles i ka makahiki, no ka mea, he mau koho kū'oko'a (kāohi o nā kū'ai, kākii, kāko'o ma waho a pēlā aku).